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银行业监督管理法草案二审 明确从业人员不得强制捆绑搭售产品或服务,银行业监督管理法草案二审 明确从业人员不得强制捆绑搭售产品或服务_我的网站

A | 北京8月25日电 (记者 郭超凯 张素)银行业监督管理法修订草案二次审议稿25日提请十四届全国人大常委会第二十四次会议审议。 (ECNS) -- A new-generation very large crude carrier (VLCC), independently developed and built by China, was delivered in Dalian, Liaoning Province, on Monday. Named Front Fraser, the 307,000-metric-ton crude oil tanker was built by Dalian Shipbuilding Industry Co., Ltd. (DSIC) and China Shipbuilding Trading Co., Ltd. for Norwegian shipping company SEATANKERS. The vessel measures about 333 meters in length, 60 meters in width and 30 meters in depth, with a deck area of more than 18,000 square meters. Its total coated surface area exceeds 540,000 square meters, equivalent to about 76 standard football fields. Designed for strong adaptability to different ports and waterways, the tanker can carry more than 2 million barrels of crude oil at a design draft of 20.5 meters and is capable of navigating through the Strait of Malacca. Equipped with an exhaust gas cleaning system, the vessel is expected to save about 35 million yuan ($4.9 million) in fuel costs annually. Its nitrogen oxide emissions meet Tier III standards, the strictest requirements under relevant international conventions, while the vessel also complies with Phase III of the Energy Efficiency Design Index (EEDI). Wang Rongtao, project manager at DSIC, said the vessel successfully passed all sea trials on its first attempt and was delivered 43 days ahead of schedule, with several key technical indicators exceeding contractual requirements. (By Intern Liu Shuangjing, Zhang Dongfang)
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B | 为进一步压实银行业监督管理机构保护银行业消费者的职责,完善相关制度,尤其是针对实践中存在的银行业金融机构从业人员挪用客户资金等违法行为专门予以规制,修订草案二审稿作出修改。

C | 修订草案二审稿中增加列举银行业金融机构及其从业人员不得实施侵害消费者合法权益的行为,包括不得通过挪用资金等方式侵害存款人和其他客户合法权益,不得强制捆绑、强制搭售产品或者服务,不得违反适当性管理规定向存款人和其他客户提供不符合其风险承受能力的产品,不得采取不正当手段催收等。 修订草案二审稿还增加规定:银行业金融机构从业人员违反本法规定,造成存款人和其他客户损害的,银行业金融机构应当依法承担民事责任。 金融监管既要管合法更要管非法。为便于打击非法金融活动,修订草案二审稿明确银行业监督管理机构对非法金融活动进行查处时可以采取相关措施。
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